Guide

Denied Medical Treatment In Workers Comp

This guide focuses on utilization review, second opinions, and medical necessity disputes.

Key takeaways

A treatment denial should be tied to the requested treatment, the reason for denial, and the medical-review process.

Records to put together

  • Treatment order/referral
  • Denial or utilization-review notice
  • Relevant diagnostic records
  • Treating provider rationale

Questions to verify

  • Who denied the treatment and why?
  • What review or appeal step is available?
  • Can the provider submit additional support?
  • Does a deadline apply?

Important caution

Medical-review systems vary by state; use the official agency or insurer notice for the correct procedure.

When a lawyer consultation may help

  • A deadline, hearing, denial, or benefit change is close or disputed.
  • The medical evidence and the insurer/employer position conflict.
  • Permanent restrictions, settlement, third-party liability, employment status, or retaliation may affect the file.