Key takeaways
Workers’ compensation benefits should be separated into medical care, wage replacement, permanent disability, vocational help, and settlement terms.
Records to organize
- Treatment approvals/denials
- Pay stubs and benefit ledger
- MMI/impairment or permanent restriction records
- Settlement or vocational documents if relevant
Questions to verify
- Which benefit is in dispute?
- What work status controls the period?
- What state formula or cap applies?
- Are liens, offsets, or overlapping benefits involved?
Official-source rule
Use the responsible state or federal workers’ compensation agency for current deadlines, forms, benefit rules, medical procedure, and hearing instructions.