Key takeaways
A car crash while working may create a workers’ compensation claim and a separate motor-vehicle liability claim.
Records to put together
- Crash report
- Route/dispatch record
- Employer vehicle or trip information
- Medical and insurance correspondence
Questions to verify
- Was the trip for work?
- Was another driver responsible?
- Who owns/insured the vehicle?
- How will workers comp and third-party recovery interact?
Important caution
Preserve evidence for both claims and avoid assuming one claim replaces the other.
When a lawyer consultation may help
- A deadline, hearing, denial, or benefit change is close or disputed.
- The medical evidence and the insurer/employer position conflict.
- Permanent restrictions, settlement, third-party liability, employment status, or retaliation may affect the file.