Claim problem

Workers Comp Surgery Denied

Use this scenario page to organize the paperwork and questions connected to specialist opinion, IME disputes, and authorization appeals.

Start with the issue actually in dispute

Surgery denied is mainly a problem of medical necessity and review process. Build the file around the written notice, dated record, or event that created the problem.

Documents to gather

Surgical recommendation, denial/utilization-review notice, imaging, prior treatment, and specialist rationale.

Questions to answer before acting

  • What changed, on what date, and who made the decision?
  • Is there a written notice or only a phone conversation?
  • Which medical, wage, employment, or incident record directly addresses the dispute?
  • What state or federal agency procedure controls the next step?
  • Is there a separate employment, third-party, leave, or discrimination issue that should not be mixed into the workers’ compensation question?

Important caution

Identify the exact medical-review reason and the procedure for challenging it.